Rates are accurate as of 11/20/24.
Rates Subject to Change Without Notice.
APY (Annual Percentage Yield)
| Minimum Amount to open | Interest Rate | Annual Percentage Yield | Crediting Frequency | |
| Statement Savings | $100.00 | |||
| $0.00 – $200.00 | n/a | n/a | n/a | |
| $200.01 – $9,999.99 | 0.10 % | 0.10 % | Monthly | |
| $10,000.00 & over | 0.20 % | 0.20 % | Monthly | |
| Kids Club | $1.00 | 0.15 % | 0.15 % | Monthly |
| Christmas Club | $1.00 | 0.50 % | 0.50 % | At Payout |
| Just 4 You | $1.00 | 0.50 % | 0.50 % | At Payout |
| Public Funds NOW Account | $1,000.00 | |||
| $0.00 – $2,499.99 | 0.05 % | 0.05 % | Monthly | |
| $2,500.00 – $19,999.99 | 0.10 % | 0.10 % | Monthly | |
| $20,000.00 & over | 0.40 % | 0.40 % | Monthly | |
| Public Funds Plus | $1.00 | |||
| $0.00 – $9,999.99 | 0.00 % | 0.00 % | Monthly | |
| $10,000.00 & over (Floating Rate) | 4.33 % | 4.42 % | Monthly | |
| Preferred Checking | $50.00 | |||
| up to $10,000.00 (if requirements met) | 1.25% | 1.26% | Monthly | |
| $10,000.00 & over | 0.05% | 0.05% | Monthly | |
| Loyalty Checking | $50.00 | |||
| $0.00 – $5,000.00 | 0.05% | 0.05% | Monthly | |
| $5,000.01 – $25,000.00 | 0.10% | 0.10% | Monthly | |
| $25,000.01 – $75,000.00 | 0.15% | 0.15% | Monthly | |
| $75,000.01 & over | 0.40% | 0.40% | Monthly | |
| Money Market Checking (Individual or Business) | $2,500.00 | |||
| $0.00 – $2,499.99 | 0.05 % | 0.05 % | Monthly | |
| $2,500.00 – $19,999.99 | 0.10 % | 0.10 % | Monthly | |
| $20,000.00 – $49,999.99 | 0.15 % | 0.15 % | Monthly | |
| $50,000.00 & over | 0.40 % | 0.40 % | Monthly | |
| Loyalty Business Checking | $1,000.00 | |||
| $0.00 – $9,999.99 | 0.00 % | 0.00 % | Monthly | |
| $10,000.00 – $49,999.99 | 0.05 % | 0.05 % | Monthly | |
| $50,000.00 – $199,999.99 | 0.10 % | 0.10 % | Monthly | |
| $200,000.00 & over | 0.40 % | 0.40 % | Monthly | |
| Health Savings Account | $50.00 | |||
| under $1,000.00 | 0.05 % | 0.05 % | Monthly | |
| $1,000.00 & over | 0.15 % | 0.15 % | Monthly | |
| Military Checking | $100.00 | |||
| $0.00 – $999.99 | 0.00 % | 0.00 % | Monthly | |
| $1,000.00 – $24,999.99 | 0.15 % | 0.15 % | Monthly | |
| $25,000.00 & over | 0.30 % | 0.30 % | Monthly | |
| IRA Accounts | $500.00 | |||
| 12 mo IRA CD (Fixed Rate) | 2.00 % | 2.02 % | Quarterly | |
| 18 mo IRA CD (Fixed Rate) | 2.05 % | 2.07 % | Quarterly | |
| 18 mo IRA CD (Variable) | 2.55 % | 2.58 % | Monthly | |
| 24 mo IRA CD (Fixed Rate) | 2.10 % | 2.12 % | Quarterly | |
| 30 mo IRA CD (Fixed Rate) | 2.05 % | 2.07 % | Quarterly | |
| 36 mo IRA CD (Fixed Rate) | 2.15 % | 2.17 % | Quarterly | |
| 48 mo IRA CD (Fixed Rate) | 2.25 % | 2.28 % | Quarterly | |
| 60 mo IRA CD (Fixed Rate) | 2.30 % | 2.33 % | Quarterly | |
| Certificates of Deposit* | $1,000.00 | |||
| 03 Month | 1.50 % | 1.51 % | Monthly | |
| 06 Month | 1.75 % | 1.77 % | Monthly | |
| 12 Month | 2.00 % | 2.02 % | Monthly | |
| 18 Month | 2.05 % | 2.07 % | Monthly | |
| 24 Month | 2.10 % | 2.12 % | Monthly | |
| 30 Month | 2.05 % | 2.07 % | Monthly | |
| 36 Month | 2.15 % | 2.17 % | Monthly | |
| 48 Month | 2.25 % | 2.28 % | Monthly | |
| 60 Month | 2.30 % | 2.33 % | Monthly | |
| **4 Month Special | 4.74% | 4.85% | Monthly | |
| **11 Month Special | 4.07% | 4.15% | Monthly |
Interest compounded daily on all accounts. Rates subject to change daily. Substantial penalty for early withdrawal. For additional information, contact a Customer Service Representative.
*Kids CD $250.00 to open if they have a Kids Club Account. $500.00 to open all other Kids CDs.
**4 month CD renews to 3 month CD. 11 month CD renews to 12 month CD.